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Calculate your car loan online

Car Model

Chevrolet Lacetti
Chevrolet Damas|Labo
Chevrolet Cobalt
Chevrolet Lacetti
Chevrolet Lacetti с ГБО
Chevrolet Malibu 2
Chevrolet Tracker
Chevrolet Tracker-2
Chevrolet Captiva 5
Chevrolet Trailblazer
Chevrolet Equinox
Chevrolet Traverse
Chevrolet Tahoe
KIA K5
Kia Seltos
Kia Sorento
Skoda Kodiak
LADA XRAY
LADA VESTA
Chevrolet Onix

Сar Position

SX
SX
SX M/T Comfort Plus
CDX A/T Elegant Plus

Loan Type

Primary market
Primary market
Secondary market

Market

Car loan (initial payment from 15%)
Car loan (initial payment from 15%)
Car loan (initial payment from 25%)

Credit term

24 месяцев
24 месяцев
30 месяцев
36 месяцев
48 месяцев
60 месяцев

Annual rate

27.99%
27.99%

Car price

Amount of downpayment

Credit period:

Repayment method:

Annuity
Differenciated

How to get a loan for a car?

Fill in the application

Get an initial response within 24 hours

Visit the bank

Having prepared all the needed documents in advance

Select payment date

You can select a convenient payment date when applying for a loan

Purchase a car

The bank will help you with your long-awaited purchase

Helpful information

  • The loan amount depends on a car price

You are eligible for a loan if:

  • Your age is over 18;

  • You are a citizen of the Republic of Uzbekistan; stateless person and / or foreign citizen permanently residing in the territory of the Republic of Uzbekistan;

  • You have been working at the current workplace for at least 6 months before the date of the loan application;

  • You have a positive credit history (no overdue debts on current loans, as well as no history of untimely obligations fulfillment to the bank / banks).

Required documents for a loan obtaining

  • Loan application;

  • Availability of a salary plastic card and turnover on it for a period of at least 3 months or the salary information from the place of work. In this case, the turnover should be sufficient to cover the costs of all existing loans (including the newly received loan);

  • Original copy of passport or other document confirming the identity and place of residence of the Borrower, from which the Loan Department Officer takes a copy;

  • Contract from a car dealership for the purchase of a new car.

Where can I make monthly payments or repay the loan earlier?

Thorough InfinBANK mobile app;

By personal visit to the bank;

If the customer's plastic card is linked to the credit profile, then payments will be charged automatically.

Document
Car loan agreement (general)

doc(108 Kb)

Document
Motor vehicle pledge agreement

doc(56 Kb)

Document
Car loan. Information sheet

doc(53 Kb)

Datasheet

Credit term up to 48 months
Purpose of the loan To purchase of vehicles produced in the Republic of Uzbekistan in the primary market
Annual interest rate 26.99% per annum
Loan amount Depending on the vehicle price
Security
  1. Vehicle purchased;
  2. Guarantee;
  3. Loan risk insurance policy;
  4. Collateral of other liquid property satisfying the Bank.

Total collateral must be at least 125% of the loan amount.
Repayment frequency
  • After the expiration of the grace period on the principal debt - monthly
  • Accrued interest - monthly.
  • The accrual of interest on the loan starts from the date of using the loan funds on the actual balance of the loan debt.
Initial contribution At least 20% of the vehicle amount.
Requirements for a potential Borrower
  1. Age 18+;
  2. Citizen of the Republic of Uzbekistan; A stateless person and a foreign citizen permanently residing in the Republic of Uzbekistan;
  3. Have at least 6 months of work experience at the current workplace prior to the date of submission of the loan application;
  4. Have a positive credit history (no past due debt on current loans, and no history of late fulfillment of obligations to the bank/banks).
Documents required
  1. Application for a loan.
  2. Have a salary plastic card and turnover for a period of at least 3 months. At the same time, the turnover must be sufficient to cover the costs of all existing loans (including a newly received);
  3. Original passport or other document confirming the identity and place of residence of the Borrower, from which a copy is taken by the Loan Officer;
  4. A contract with a car dealership to purchase a new vehicle;
  5. Security documents.
Loan form The loan is provided in the national currency (UZS) in a non-cash form, by transferring credit funds to the seller's account by the bank.
Loan application place Application and arrangement of a loan is carried out in branches and departments of the bank.
Loan consideration term The term for consideration of a loan application is 3 days from the date of application registered. The customer is notified within 24 hours about decision made on the loan application.
Additional fees for processing and arranging a loan Unavailable
Early repayment Early repayment of this type of loan is provided without additional fees and penalties.
Principal debt and interest grace period
  • Grace period on principal debt is 9 months;
  • Interest grace period is not available.
Possible factors for making a negative decision to grant a loan
  1. Negative loan history (non-timely repayment of principal debt and interest on loans, current overdue debt on loans);
  2. Unstable income of the potential borrower or their absence (lack of stable income at the current place of work for at least 3 months before the date of submission of the loan application);
  3. Incorrect, not reliable, incomplete information provided by the potential borrower.
  4. Loan is not secured.
Possible factors for making a positive loan decision.
  1. Positive credit history (timely repayment of loans and interest, no current overdue loans).
  2. Stable income of the potential borrower (at the current place of work for a period of at least 3 months before the date of the loan application)
  3. Satisfactory financial status of the potential borrower
  4. Presence of collateral in the amount and quantity needed to cover the loan (at least 125% of the loan amount).
In case of violation of terms of repayment of the principal debt on the loan, the interest rate on the amount of overdue debt increases 1.5 times from the date of overdue debt formation.
Attention! The loan interest is calculated based on the nominal interest rate. And the total cost of the loan shows how much the loan will cost you if you pay interest and other types of payments on time and in the prescribed amount.
Please note, the nominal interest rate of this loan is subject to change. And this change will be agreed with the borrower!
Credit term up to 60 months
Purpose of the loan To purchase of vehicles manufactured in the Republic of Uzbekistan in the secondary market for consumer needs, the term of production of which does not exceed 3 years
Annual interest rate 27.99% per annum
Loan amount Depending on the vehicle price
Security
  • Vehicle purchased;
  • Collateral of other liquid property satisfying the Bank.

Total collateral must be at least 125% of the loan amount.
Repayment frequency
  • Principal debt - monthly;
  • Accrued interest - monthly.
  • The accrual of interest on the loan starts from the date of using the loan funds on the actual balance of the loan debt.
Initial contribution At least 25% of the vehicle amount.
Requirements for a potential Borrower
  • Age 18+;
  • Citizen of the Republic of Uzbekistan; A stateless person and a foreign citizen permanently residing in the Republic of Uzbekistan;
  • Have at least 6 months of work experience at the current workplace prior to the date of submission of the loan application;
  • Have a positive credit history (no past due debt on current loans, and no history of late fulfillment of obligations to the bank/banks).
Documents required
  1. Application for a loan.
  2. Have a salary plastic card and turnover for a period of at least 3 months. At the same time, the turnover must be sufficient to cover the costs of all existing loans (including a newly received);
  3. Original passport or other document confirming the identity and place of residence of the Borrower, from which a copy is taken by the Loan Officer;
  4. Technical passport of the purchased vehicle;
  5. Assessment by an independent appraisal organization to determine the value of the vehicle being purchased;
  6. Three-party agreement between buyer, consignor and commission agent;
  7. Collateral documents.
Loan form The loan is provided in the national currency (UZS) in a non-cash form, by transferring loan funds to the account of the commission agent by the bank.
Loan application place Application and arranging of a loan is carried out in branches and departments of the bank.
Loan consideration term The term for consideration of a loan application is 3 days from the date of application registered. The decision made on the loan application is communicated to the client within 24 hours.
Additional fees for processing and arranging a loan Unavailable
Early repayment Early repayment of this type of loan is provided without additional fees and penalties.
Principal debt and interest grace period No grace period for principal debt and interest.
Possible factors for making a negative decision to grant a loan
  1. Negative loan history (non-timely repayment of principal debt and interest on loans, current overdue debt on loans);
  2. Unstable income of the potential borrower or their absence (lack of stable income at the current place of work for at least 3 months before the date of submission of the loan application);
  3. Incorrect, not reliable, incomplete information provided by the potential borrower.
  4. Loan is not secured.
  5. The technical condition of the car to be purchased with a loan is not satisfactory.
Possible factors for making a positive loan decision.
  1. Positive credit history (timely repayment of loans and interest, no current overdue loans).
  2. Stable income of the potential borrower (at the current place of work for a period of at least 3 months before the date of the loan application)
  3. Satisfactory financial status of the potential borrower
  4. Presence of collateral in the amount and quantity needed to cover the loan (at least 125% of the loan amount).
In case of violation of terms of repayment of the principal debt on the loan, the interest rate on the amount of overdue debt increases 1.5 times from the date of overdue debt formation.
Attention! The loan interest is calculated based on the nominal interest rate. And the total cost of the loan shows how much the loan will cost you if you pay interest and other types of payments on time and in the prescribed amount.
Please note, the nominal interest rate of this loan is subject to change. And this change will be agreed with the borrower!
Credit term up to 24 months
Purpose of the loan To purchase of vehicles manufactured in the Republic of Uzbekistan in the secondary market for consumer needs, the term of production of which does not exceed 3 years
Annual interest rate 24,99% per annum
Loan amount Depending on the vehicle price
Security
  • Vehicle purchased;
  • Collateral of other liquid property satisfying the Bank.

Total collateral must be at least 125% of the loan amount.
Repayment frequency
  • Principal debt - monthly;
  • Accrued interest - monthly.
  • The accrual of interest on the loan starts from the date of using the loan funds on the actual balance of the loan debt.
Initial contribution At least 40% of the vehicle amount.
Requirements for a potential Borrower
  • Age 18+;
  • Citizen of the Republic of Uzbekistan; A stateless person and a foreign citizen permanently residing in the Republic of Uzbekistan;
  • Have at least 6 months of work experience at the current workplace prior to the date of submission of the loan application;
  • Have a positive credit history (no past due debt on current loans, and no history of late fulfillment of obligations to the bank/banks).
Documents required
  1. Application for a loan.
  2. Have a salary plastic card and turnover for a period of at least 3 months. At the same time, the turnover must be sufficient to cover the costs of all existing loans (including a newly received);
  3. Original passport or other document confirming the identity and place of residence of the Borrower, from which a copy is taken by the Loan Officer;
  4. Technical passport of the purchased vehicle;
  5. Assessment by an independent appraisal organization to determine the value of the vehicle being purchased;
  6. Three-party agreement between buyer, consignor and commission agent;
  7. Collateral documents.
Loan form The loan is provided in the national currency (UZS) in a non-cash form, by transferring loan funds to the account of the commission agent by the bank.
Loan application place Application and arranging of a loan is carried out in branches and departments of the bank.
Loan consideration term The term for consideration of a loan application is 3 days from the date of application registered. The decision made on the loan application is communicated to the client within 24 hours.
Additional fees for processing and arranging a loan Unavailable
Early repayment Early repayment of this type of loan is provided without additional fees and penalties.
Principal debt and interest grace period No grace period for principal debt and interest.
Possible factors for making a negative decision to grant a loan
  1. Negative loan history (non-timely repayment of principal debt and interest on loans, current overdue debt on loans);
  2. Unstable income of the potential borrower or their absence (lack of stable income at the current place of work for at least 3 months before the date of submission of the loan application);
  3. Incorrect, not reliable, incomplete information provided by the potential borrower.
  4. Loan is not secured.
  5. The technical condition of the car to be purchased with a loan is not satisfactory.
Possible factors for making a positive loan decision.
  1. Positive credit history (timely repayment of loans and interest, no current overdue loans).
  2. Stable income of the potential borrower (at the current place of work for a period of at least 3 months before the date of the loan application)
  3. Satisfactory financial status of the potential borrower
  4. Presence of collateral in the amount and quantity needed to cover the loan (at least 125% of the loan amount).
In case of violation of terms of repayment of the principal debt on the loan, the interest rate on the amount of overdue debt increases 1.5 times from the date of overdue debt formation.
Attention! The loan interest is calculated based on the nominal interest rate. And the total cost of the loan shows how much the loan will cost you if you pay interest and other types of payments on time and in the prescribed amount.
Please note, the nominal interest rate of this loan is subject to change. And this change will be agreed with the borrower!
Credit term up to 12 months
Purpose of the loan To purchase of vehicles manufactured in the Republic of Uzbekistan in the secondary market for consumer needs, the term of production of which does not exceed 3 years
Annual interest rate 22,99% per annum
Loan amount Depending on the vehicle price
Security
  • Vehicle purchased;
  • Collateral of other liquid property satisfying the Bank.

Total collateral must be at least 125% of the loan amount.
Repayment frequency
  • Principal debt - monthly;
  • Accrued interest - monthly.
  • The accrual of interest on the loan starts from the date of using the loan funds on the actual balance of the loan debt.
Initial contribution At least 50% of the vehicle amount.
Requirements for a potential Borrower
  • Age 18+;
  • Citizen of the Republic of Uzbekistan; A stateless person and a foreign citizen permanently residing in the Republic of Uzbekistan;
  • Have at least 6 months of work experience at the current workplace prior to the date of submission of the loan application;
  • Have a positive credit history (no past due debt on current loans, and no history of late fulfillment of obligations to the bank/banks).
Documents required
  1. Application for a loan.
  2. Have a salary plastic card and turnover for a period of at least 3 months. At the same time, the turnover must be sufficient to cover the costs of all existing loans (including a newly received);
  3. Original passport or other document confirming the identity and place of residence of the Borrower, from which a copy is taken by the Loan Officer;
  4. Technical passport of the purchased vehicle;
  5. Assessment by an independent appraisal organization to determine the value of the vehicle being purchased;
  6. Three-party agreement between buyer, consignor and commission agent;
  7. Collateral documents.
Loan form The loan is provided in the national currency (UZS) in a non-cash form, by transferring loan funds to the account of the commission agent by the bank.
Loan application place Application and arranging of a loan is carried out in branches and departments of the bank.
Loan consideration term The term for consideration of a loan application is 3 days from the date of application registered. The decision made on the loan application is communicated to the client within 24 hours.
Additional fees for processing and arranging a loan Unavailable
Early repayment Early repayment of this type of loan is provided without additional fees and penalties.
Principal debt and interest grace period No grace period for principal debt and interest.
Possible factors for making a negative decision to grant a loan
  1. Negative loan history (non-timely repayment of principal debt and interest on loans, current overdue debt on loans);
  2. Unstable income of the potential borrower or their absence (lack of stable income at the current place of work for at least 3 months before the date of submission of the loan application);
  3. Incorrect, not reliable, incomplete information provided by the potential borrower.
  4. Loan is not secured.
  5. The technical condition of the car to be purchased with a loan is not satisfactory.
Possible factors for making a positive loan decision.
  1. Positive credit history (timely repayment of loans and interest, no current overdue loans).
  2. Stable income of the potential borrower (at the current place of work for a period of at least 3 months before the date of the loan application)
  3. Satisfactory financial status of the potential borrower
  4. Presence of collateral in the amount and quantity needed to cover the loan (at least 125% of the loan amount).
In case of violation of terms of repayment of the principal debt on the loan, the interest rate on the amount of overdue debt increases 1.5 times from the date of overdue debt formation.
Attention! The loan interest is calculated based on the nominal interest rate. And the total cost of the loan shows how much the loan will cost you if you pay interest and other types of payments on time and in the prescribed amount.
Please note, the nominal interest rate of this loan is subject to change. And this change will be agreed with the borrower!

FAQ

How often should the loan be repaid?

The principal has a 6 month grace period. After the grace period expires, the principal will begin to be repaid.

In what form is the load provided?

The loan is issued by transferring funds to the account of the supplier-dealer.

How to apply for a loan?

The loan application is processed at the bank’s branches on a stationary basis .

How long time loan consideration takes?

The term for consideration of the loan is one day from the date of the loan application submitted at the branch, subject to the provision of all documents.

Is Advance payment is required?

As of today, the initial payment must be at least 15% of the amount of the purchased vehicle.

Are there any additional fees for considering and processing the loan?

There are additional payments for non-repayment risk insurance and car insurance.

Is there a grace period for principal and interest?

The principal debt has a grace period of up to 6 months. There is no grace period for interest.

What kind of factors can impact loan refusal?

Negative credit history (not timely repayment of the principal and interest on loans, having current overdue loans):

  1. Negative credit history (not timely repayment of the principal and interest on loans, having current overdue loans);
  2. Unstable income of a potential borrower or its absence (no permanent income at the current workplace for at least 3 months prior the date of the loan application);
  3. Incorrect, unreliable, incomplete information provided by a potential borrower.
  4. No loan collateral.
  5. If debt load requirements are not met.

The main factors of rejection could be.

Calculate the full value of the loan

Loan Type

Overdraft
Car loan (initial payment from 35%)
Car loan (initial payment from 25%)
Car loan (initial payment from 15%)
Car loan (initial payment from 50%)
Car loan (initial payment from 30%)
Car loan (initial payment from 65%)

Amount of credit

Credit term

18 Months
18 Months

Annual interest rate

Approximate date of obtaining a loan

Additional expenses

Insurance expenses

Costs of evaluating the collateral

Notary fees

Other

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